Terms of Service

1. About AdvisoryReviews.com

AdvisoryReviews.com ("AdvisoryReviews," "we," "us," or "our") is a financial information and lead generation platform. We provide independent reviews and rankings of Brokerage General Agencies (BGAs) and financial advisors, and we facilitate introductions between consumers seeking financial guidance and licensed financial professionals.

AdvisoryReviews.com is not a licensed financial advisor, broker-dealer, investment advisor, or insurance agency. Nothing on this website constitutes financial, investment, insurance, tax, or legal advice. All content is provided for informational purposes only.

2. Eligibility

By using AdvisoryReviews.com, you represent and warrant that:

• You are at least 18 years of age.
• You are a resident of the United States.
• You have the legal capacity and authority to agree to these Terms and to enter into any agreements with financial professionals introduced through our platform.
• You are using this platform for lawful purposes only and in compliance with applicable federal and state laws.

We reserve the right to terminate your access if we believe you do not meet these eligibility requirements.

3. Use of the Platform

AdvisoryReviews.com grants you a limited, non-exclusive, non-transferable license to access and use this website for personal, non-commercial purposes, subject to these Terms.

You agree not to:

• Use the site for any unlawful purpose or in violation of any regulations.
• Submit false, misleading, or fraudulent information in any form.
• Scrape, crawl, or harvest any data from the website without our prior written consent.
• Attempt to gain unauthorized access to any portion of the website or its systems.
• Interfere with or disrupt the integrity or performance of the website.
• Use the site to send unsolicited communications (spam).
• Reproduce, distribute, or modify any content without our express written permission.

4. Lead Submission and Consent to Contact

When you submit your contact information through any form on AdvisoryReviews.com, you acknowledge and agree to the following:

• Consent to contact: You expressly consent to be contacted by AdvisoryReviews.com and/or one or more matched financial advisors, BGAs, or financial services companies, including by telephone (including autodialed or pre-recorded calls), email, and/or text message (SMS), at the phone number(s) and email address(es) you provide, even if your number is on a national or state Do Not Call registry. Standard message and data rates may apply.
• Nature of the service: Submitting a form is a request for introduction to financial professionals. You understand that you are not obligated to engage any advisor we connect you with, and no contract or advisory relationship is formed by submitting your information.
• Information accuracy: You represent that all information you submit is accurate and complete. Providing false information may result in your being connected with advisors who are not a good fit for your actual situation.
• Opt-out: You may opt out of future communications by replying "STOP" to text messages, clicking unsubscribe in emails, or contacting us at info@advisoryreviews.com.

5. Not Financial Advice

All content published on AdvisoryReviews.com — including reviews, rankings, articles, guides, and any other materials — is provided for informational purposes only. It does not constitute financial, investment, insurance, tax, legal, or any other professional advice.

The rankings and reviews on this site reflect the editorial opinions of AdvisoryReviews.com and are based on publicly available information, user-submitted data, and our own research methodology. Rankings may change over time. Past performance of any advisor or BGA does not guarantee future results.

You should always independently verify information and consult with a licensed financial professional before making any financial decisions.

6. Advertiser Disclosure

The fact that a company is listed, reviewed, or ranked on AdvisoryReviews.com does not constitute an endorsement of that company, its products, or its services. We encourage you to conduct your own due diligence before working with any financial professional.

7. No Guarantee of Results

AdvisoryReviews.com makes no warranties, representations, or guarantees regarding:

• The quality, competence, or suitability of any financial advisor may introduced through our platform.
• The accuracy, completeness, or timeliness of any information on the site.
• The results you may achieve by working with any advisor or BGA.
• That the platform will be available without interruption or error.

Any advisor my BGA you engage with through our platform operates independently of AdvisoryReviews.com. We are not responsible for the advice, services, or conduct of any matched advisor or BGA.

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ADVISORYREVIEWS.COM, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, REVENUE, DATA, GOODWILL, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR IN CONNECTION WITH:

• YOUR USE OF OR INABILITY TO USE THE WEBSITE;
• ANY INFORMATION OBTAINED FDOM THE WEBSITE
• ANY FINANCIAL DECISIONS MADE BASED ON CONTENT ON THE WEBSITE;
• THE CONDUCT OR SERVICES OF ANY FINANCIAL ADVISOR OR BGA INTRODUCED THROUGH THE PLATFORM;
• UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA.

IN NO EVENT SHALL ADVISORYREVIEWS.COM'S TOTAL LIABILITY TO YOU FOR ALL CLAIMS EXCEED THE AMOUNT YOU HAVE PAID TO US IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR ONE HUNDRED DOLLARS ($100), WHICHEVER IS GREATER.

Some jurisdictions do not allow the exclusion or limitation of certain damages. In such jurisdictions, our liability is limited to the greatest extent permitted by law.

9. Disclaimer of Warranties

THE WEBSITE AND ALL CONTENT, SERVICES, AND FEATURES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

10. Intellectual Property

All content on AdvisoryReviews.com — including text, graphics, logos, icons, images, reviews, rankings, and compilations — is the intellectual property of AdvisoryReviews.com or its content suppliers and is protected by United States and international copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, transmit, display, or create derivative works from any content on this site without our express prior written permission.

11. Third-Party Links

Our website may contain links to third-party websites. These links are provided for your convenience only. We have no control over the content of those sites and assume no responsibility for them or for any loss or damage that may arise from your use of them.

12. Privacy

Your use of AdvisoryReviews.com is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our practices.

13. Modification of Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective upon posting to the website with an updated effective date. Your continued use of the website after any such changes constitutes your acceptance of the new Terms. We encourage you to review these Terms periodically.

14. Termination

We reserve the right to suspend or terminate your access to AdvisoryReviews.com at any time, with or without notice, for any reason, including if we believe you have violated these Terms.

15. Governing Law and Dispute Resolution

These Terms of Service shall be governed by and construed in accordance with the laws of the State of North Carolina, without regard to its conflict of laws provisions.

Any dispute arising out of or relating to these Terms or your use of the website shall first be attempted to be resolved through good-faith negotiation. If the parties cannot reach a resolution, any legal action shall be brought exclusively in the state or federal courts located in Mecklenburg County, North Carolina, and you hereby consent to the personal jurisdiction of such courts.

16. Severability and Entire Agreement

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will continue in full force and effect.

These Terms, together with our Privacy Policy, constitute the entire agreement between you and AdvisoryReviews.com with respect to your use of the website.